What is Medicare Supplement?

Medicare Supplement Insurance policies (more commonly called Medigap plans) are specifically designed to help fill the out-of-pocket financial gaps left behind by Original Medicare.

These supplementary plans are sold by private insurance carriers. Instead of replacing your primary government plan, they work right alongside it to pay for your remaining medical bills, such as hospital deductibles, physician co-payments, and medical treatment co-insurance fees.

With a Medicare Supplement policy, you gain ultimate flexibility. Because there are no restricted insurance networks, you have the total freedom to visit any healthcare doctor, medical specialist, or hospital nationwide that accepts Medicare patients—without ever needing a prior network referral.